Once you set up a Custom Portfolio, you’ll see your Acorns Invest account split into two portfolios: Base Portfolio and Custom Portfolio.
The Base Portfolio is managed by Acorns and contains exchange-traded funds (“ETFs”). The Custom Portfolio is self-managed, meaning you are responsible for choosing which stocks to invest in when to invest and sell them, and how much to allocate to each investment.
If you’re interested in setting up a Custom Portfolio, the App and website will walk you through the following:
- What percentage of your total investments do you want in your Custom Portfolio? (Up to 50% depending on your most recent investor profile)
- Which stocks do you want to buy?
- What percentage of your Custom Portfolio do you want to put into each stock(s)?
After you set up your Custom Portfolio and choose your stock(s), future investments you make into your Acorns Invest Account (one-time investments, Round-Ups®, and Recurring Investments) will be directed to your portfolios in accordance with the allocation percentages at that time. Past or processing investments will not be affected.