How do I make deposits and withdrawals from my Emergency Fund account?

Your Emergency Fund is a financial safety net that can keep your budget, your cash flow, and your investments on track, no matter what life throws at you. 

We'll help you set money aside for emergencies, and you can immediately move it into your Acorns Checking account for easy access whenever you need it.

Making deposits into your Emergency Fund account 

Withdrawing from your Emergency Fund account 

Making deposits into your Emergency Fund account

It's easy to deposit funds into your Emergency Fund — you can make one-time deposits whenever you want, or you can make it a regular part of your budget and make a deposit every time you get paid with our Paycheck split feature. 

Here's how to automatically deposit part of your paycheck into your Emergency Fund:

1. Log in to your account from your Acorns app or acorns.com 
2. From your home screen, tap or click "Checking"
3. Tap "Direct deposit" to edit your Paycheck split settings. You can choose how much of each paycheck you want to go to your Emergency Fund here.
4. Once you've saved those settings, Paycheck split will automatically use them the next time you're paid

• Click on "Paycheck split" and complete the steps to begin automatically saving a portion of each paycheck

Here's how to make a One-Time deposit from your Acorns Checking account: 

1. Log in to your account from your Acorns app or acorns.com
2. From your home screen, tap or click "Emergency Fund"
3. Tap or click "One-Time," and follow the prompts to make a transfer from your Acorns Checking account to your Emergency Fund account

Withdrawing from your Emergency Fund account

When you withdraw money from your Emergency Fund account, it'll be immediately available in your Acorns Checking account.

Here's how to withdraw from your Emergency Fund account:

1. Log in to your account from your Acorns app or acorns.com
2. From your home screen, select "Emergency Fund"
3. Then select the "Withdraw" button in the top right corner
4. Enter the amount you'd like to withdraw
5. Confirm the request

You can transfer money from your Acorns Checking account to your linked primary checking account whenever you want, with no limits or fees. Here's how to transfer funds out of your Acorns Checking account.