How does the “Invite Friends, Get $5” promotion work?

Article author
Tatiana B.
  • Updated

For every friend you successfully invite to Acorns, you'll earn a $5 referral reward that gets invested in your Acorns Invest portfolio. There’s no limit to how many friends you can invite, and best of all, your friends get a $5 investment, too!

You can learn more about how our Share the Wealth program works here — including how to get started with referrals.

And feel free to share our referral guide with your friends — this has everything they need to know about what Acorns is and how your referral link works.

How do I get my $5 Referral reward? 

What are the requirements? 

How can I see how many referrals I have? 

Where's my $5 referral reward?  

How do I get my $5 Referral reward?

  1. Log in to your Acorns app
  2. From the home screen, tap the “Profile” icon in the top left corner
  3. Tap “Invite friends” to get your unique referral link 
  4. Share your unique referral link with friends 
  5. Friends use your unique referral link to sign up for Acorns
  6. Friends make their successful first investment ($5 or more) within 14 days of the promotional period
  7. After your referral is verified, you and your friend will both receive a $5 bonus investment

What are the requirements?

In order to receive your $5 referral reward, your friend needs to meet all of the following requirements:

  1. Use your referral link to sign up as a new Acorns customer during the promotional period
  2. Have their account approved and verified during the promotional period
  3. Complete a successful investment that fully settles within 14 days after the promotional period ends. Heads up: investments can take up to 5 business days to settle. And if an investment ends up as a chargeback, it doesn't qualify as a successful investment.
  4. Your account and your referral's account must both be in "good standing" at the time the reward is sent out. What that means is you and your referrals will all need to make sure your accounts stay open (not closed or locked) for 30 days from their first successful investment.

How can I see how many referrals I have?

You can make sure you're on track to meet those requirements from your Acorns app or acorns.com

You can view how many referrals you have pending and completed in your Acorns account.

From your Acorns app:

  1. Log in to your account
  2. From your home screen, tap the "Profile" icon in the top left corner
  3. Tap "Invite Friends"
  4. Tap "Your invite history" toward the bottom of your screen

From acorns.com:

  1. Log in to your account
  2. From your home page, tap the icon that says "Get $X" in the top right corner
  3. Select "Your invite history" from the top right of the screen

If your referral's status says they're pending, it means they've used your referral link to sign up for an Acorns account. But they still need to meet all the requirements for you both to be eligible for the referral reward.

If your referral's status says they're completed, congrats! This means your friend has completed all of the referral requirements in order to receive the referral reward. Now, you'll both just need to make sure your accounts stay open and in good standing to be eligible for the reward.

Where's my $5 Referral reward?

In order to receive your $5 Referral reward, your friend needs to meet all of the requirements.

It may take 5 business days from your friend completing the above requirements for your reward to appear as pending in your Invest account's "Recent Activity." If you believe you've met the requirements and it's been 5 business days and you haven't received the $5 referral reward, please contact us.


For more information on our terms and conditions, please check out our Referral Promotion Terms.

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