When do I get my 1099 tax form?

Tax form schedule

Where to check for your tax forms

Important tax information 

You may receive one or more 1099 tax forms from us, depending on which Acorns products you use.

A 1099 tax form reports different kinds of income you earned in a year to the IRS, usually for payments that come from other sources than a typical employer. For example, a 1099 form might report earnings for independent contractors, any dividend or interest payments you earned, gambling winnings, and more. 

There are different kinds of 1099 forms for these different scenarios.

2024 tax forms

Your tax forms for 2024 will be coming! We send out 1099 tax forms according to the schedule the IRS sets each year. If you are eligible for any of those forms, you’ll receive an email when they are available and how to access them.

Here is the latest information we have on when each 2024 tax form will be available:

• 1099-MISC: Late January
• 1099-INT: Late January
• 1099-DIV/B: Middle of February
• 1099-R: Late February

Below, you can find information on what each form is, why you would receive it, and the 2023 tax release schedule.

2023 tax form schedule

Here's the full schedule for the different types of tax forms you may receive from Acorns this tax season, following the deadlines set by the IRS:

1099-MISC: January 31, 2024

If you earned more than $600 in referral bonuses or through Acorns Earn offers, you'll receive your 1099-MISC form by January 31, 2024.

You can learn more about the 1099-MISC form here.

1099-INT: February 1, 2024

If you earned more than $10 in interest through your Acorns Checking or Emergency Fund accounts, you'll receive your 1099-INT by February 1, 2024.

You can learn more about the 1099-INT form here.

1099-R: February 1, 2024

If you're an Acorns Later investor and you made a withdrawal from your Later account last year, you'll receive a 1099-R form listing those withdrawals by February 1, 2024.

You can learn more about the 1099-R form here.

1099-DIV/B: February 21, 2024

If any of the following apply to you, you'll receive your 1099-DIV/B form by February 21, 2024:

• You received more than $10 in dividends in the previous year
• You withdrew from your Acorns Invest or Early account or sold some of your investments for more than $20 last year
• There were rebalances in one or more of your Acorns investing accounts

You can learn more about the 1099-DIV/B form here.

5498: May 31, 2024

If you made a contribution or rollover to your Later account, you'll receive a 5498 form by May 31, 2024. Don't worry if you're getting the 5498 form after you've already filed your taxes — the 5498 is for your records only. You don't need to have it when you file your taxes. 

You can learn more about the 5498 form here.

Where to check for your tax forms

We'll email you a link to download your forms when they are ready. You can download your forms digitally as PDFs — we won't send the forms through the mail. 

You can also access your forms from the app or web.

From the Acorns app under Settings

1. Tap your avatar
2. Tap “Settings”
3. Scroll down to “Tax Center”

From Web

1. Select “Statements” from the dropdown menu
2. Then “Tax Reports”

Even if you’ve closed your Acorns account, you can still access your tax forms. Using your computer or a mobile browser, please login here and select “Tax Reports” from the “Documents and Statements” dropdown menu. 

Important tax information

Your tax situation is unique, you may want to talk to a tax professional or visit www.irs.gov to figure out what applies to you and what you may need to report.

Acorns doesn't provide tax advice, but if you have any questions or concerns about your account, please contact us.