How long does it take for Round-Ups® to be taken out?

Once you’ve linked a Round-Up® account, we'll round up each transaction you make to the nearest dollar. We track that spare change and, once your Round-Ups® add up to at least $5, we'll invest all that spare change in your Invest account.

As you use your linked Round-Ups® account, you will begin to see Round-Ups® populate from your most recent transactions. They can take 48-72 hours to reflect in your account after the transaction has been completed. 

We'll automatically track these Round-Ups® until they reach $5 or more. Then we’ll pull the funds from your linked primary checking account and invest them into your Invest account.

To see when your next investment will be made, tap "Invest" on your home screen, then tap "Round-Ups®." Here, you'll see a progress bar under “Waiting to be invested.” This progress bar will give you an idea of how much more change will need to be added before the investment is made.

Please see “Round-Ups®” and “Round-Ups® Deposits” in the Program Agreement for more information.

Important information about your linked accounts

Round-Ups® can be a great way to invest your spare change in the background of life, but it's important to make sure you have enough money in your linked accounts to cover your investing. 

If you don't keep enough money in your primary checking account, you could end up with overdraft fees from your bank.

If this is something you're concerned about, you could consider turning off automatic Round-Ups® and reviewing them manually instead. Here's more information on the difference between automatic and manual Round-Ups®.