Will I be charged foreign transaction fees with my Acorns Debit Card?

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There's no foreign transaction fee for your Acorns debit card!

These are fees (usually up to 3% of the total amount of your purchase or withdrawal) that some banks charge when you're shopping or taking cash out abroad. 

Even though we don't charge foreign transaction fees, you should still be aware of a few other fees that can pop up if you're not careful. Try to use an in-network ATM to avoid out-of-network ATM fees — we partner with Allpoint so you have access to a network of 55,000+ ATMs globally. You can check out the ATM Locator in your Acorns app to find the one nearest to you:

  1. Log in to your Acorns app
  2. From your home screen, tap "Checking"
  3. Tap "ATM Locator"

You can also use Allpoint’s ATM Locator on their website.

You may also be given the choice to pay in U.S. dollars or the local currency by an ATM or merchant. It's usually a good idea to choose to pay in the local currency, or else you may be charged a currency conversion fee. Any of these potential fees will be included in the amount charged to your Acorns Checking account.

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