We'll recommend a portfolio for you based on a few factors, like your age, income, goals, how long you plan to invest, and your risk tolerance. But you can choose your portfolio yourself anytime, overriding our recommendation.
Here's how to see what's in our 5 core portfolios and make a change to your portfolio:
From your Acorns app:
- Log in to your account
- From your home screen, tap "Invest"
- Scroll down and tap "Your Portfolio"
- Or, if you have a Custom Portfolio, tap "Edit" in the top right corner of the screen and then tap "Risk" from the menu that appears
- Swipe through the different portfolios to learn more about each one
- Select "Overview" and scroll down to see what makes up each portfolio. Or, select "Considerations" to learn more about when you might want to consider each portfolio.
- When you've chosen the portfolio you want, tap "Change to this portfolio"
- Confirm the change
- Log in to your account from acorns.com
- From your home page, click "Invest"
- Click "Your Portfolio"
- Scroll to the bottom of the page and click "Risk." Or, you can click "Edit" in the top right corner of the screen, and then click "Risk" from the menu that appears.
- Use the left and right arrows to scroll through the different portfolios to learn more about each one
- Select "Overview" to see what makes up each portfolio. Or, select "Considerations" to learn more about when you might want to consider each portfolio.
- When you've chosen the portfolio you want, scroll down and click "Change to this portfolio"
- If your Investor Profile is up-to-date and you still want to change your portfolio yourself, click "Investor Profile is Accurate"
- Confirm the change
What happens when I change my Invest portfolio?
When you change your portfolio, we'll rebalance your portfolio, so your investments match the allocations of your new portfolio. That might mean selling some of your existing investments and buying new ones.
That means that while you can change your portfolio anytime, we don't recommend doing it too often. Acorns is built on the time-tested investing principle of sticking with it — you want to give your investments time in the market! And, there can also be potential tax implications whenever you sell an investment.
Visit our Tax Center to learn more about how taxes work with your investments. Your tax situation is unique, so you may want to talk to a tax professional or visit www.irs.gov to figure out what applies to you and what you may need to report.
Acorns doesn't provide tax advice, but if you have any questions or concerns about your account, please contact us.