No, but we hope you’re using Round-Ups® so your spare change has a chance to grow! You will however need to have a card linked to take advantage of the Simply Spend offers. To benefit from Acorns Earn, you just need to either use a linked card to make your purchase or use the partner's Earn link to complete your transaction.
Before completing an Acorns Earn transaction, please review the partner's requirements to ensure you receive their reward. You can always reference the Exclusions section of the offer to see what makes an eligible purchase for each offer.
Do I need to have automatic Round-Ups® to get Earn Rewards?

Nick
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