How do I verify my primary checking account?

Great question. To help keep your Acorns accounts safe, you may be required to verify that your linked checking account is yours. 

We take your security seriously, and this quick step is an important one. 

How it works

• To confirm that the bank account you're linking is yours, we'll send 2 micro-deposits to the account, each less than $1
• This typically takes 1-3 business days after your first investment has been started. Click here for more info on how to make your first investment.
• When you see the deposits in your linked checking account, return to your Acorns app and follow the prompts to verify the amounts.

How to check verification status

How to verify the deposits

How many attempts do I have to verify the deposits? 

 

How to check verification status

You can check on the status of your bank linking progress anytime by visiting “Settings” and then “Linked accounts”.

Here's what each status update means:

• Bank linking initiated: Acorns has sent two separate deposits to your checking account 
• Deposits arrived: This will show the date the deposits arrived in your checking account
• Verify deposits: You can now confirm the deposit amounts from your checking account 

How to verify the deposits

Once the bank linking progress status says "Verify deposits," here's what to do:

1. Log into your online bank account
2. Identify the 2 small deposits in your checking account, under the name “Acorns Investing CO ENTRY”
3. Log into your Acorns account from your Acorns app or acorns.com 
4. Select the in-app alert “Verify Now”
5. Check the bank linking progress status — once the bank linking progress shows "Verify Deposits," it's ready for you to verify the amounts
6. Select “Verify Deposits”
7. Enter the exact amounts of the deposits to complete verification

How many attempts can I make to verify the deposits?

You'll have 3 chances to enter the verification amounts. 

If the bank linking progress status says "Verification failed," you've used too many attempts to verify the deposits. You'll need to either resend or contact support. 

If you have tried fewer than 3 times, you can select “Resend verification deposits” to try again. If you’ve tried 3 or more times and verification is still failing, please contact us.  

Once your account is verified, be sure to optimize it by setting up our easy, automated tools. Check out Acorns Learn in your app for all of our resources on getting started.