Round-Ups® are transferred from the primary checking account that you link to Acorns. Even if you link multiple credit or debit cards, all of your Round-Ups® will still come from only the linked primary checking account. This checking account is also the account that funds are sent back to when a withdrawal is requested. For example, if you spend $3.50 using your credit card then that $0.50 will be transferred from your primary checking account into your Acorns Invest account when the Round-Ups® add up to at least $5.
To see the account you have linked by following the below steps:
For Mobile:
- After logging in to your account, tap the menu (avatar) in the upper left corner of the screen
- Tap 'Settings'
- Tap 'Linked Accounts'
- It will show "Primary checking" next to the account
For Web:
- After logging in to your account, click on the menu (avatar) in the upper right corner of the screen
- Click on 'Profile & Settings'
- Click on 'Linked Accounts'
- It will show "Primary checking" next to the account
Please note that if you do not maintain enough funds in your primary checking account to sufficiently cover your Round-Ups® investments, you could incur overdraft fees with your financial institution.
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