What is Early Match?

Acorns is excited to help put money into a kid's future by boosting investments on new contributions to your Acorns Early custodial account. Plus, if you have multiple kids in your life with Acorns Early custodial accounts, new contributions in each account can be matched!

Heads up — Early Match is only available for customers on the Gold plan.

So what does this mean? You might be familiar with our Acorns Later Match — Early Match is similar. With Early Match, Acorns will also be putting money into a kid's future! For every new contribution you make to your Acorns Early custodial account (up to $7,000 a year), you can earn and we’ll automatically invest a 1% match. There's a 4-year holding period to keep all money matched in your Acorns Early custodial account. Here's more information about the holding period and how it affects your withdrawals. 

Here's how it works: Say you contribute $100 to your Acorns Early custodial account. Acorns will match and invest 1% of $100 — or $1 —  automatically in your Acorns Early custodial account. What this means is that after your contribution and Acorns’ match, you'll have $101 invested in your Acorns Early custodial account.

Here's how the numbers for Gold plan subscribers break down: 

• A $12 monthly Acorns Gold subscription is $144 per year.
• If you contribute $7,000 to your Acorns Early custodial account after Early Match launches, you can get a $70 investment match. 
• Also, another benefit of the Gold plan is if you set up an Acorns Later retirement account, you can get a 3% match, too. With Later Match, you can get a $210 investment match if you contribute $7,000 to your Acorns Later retirement account. You could potentially earn your subscription fee in matched contributions, and a whole lot more.

But remember, you need to actually make new contributions to your Acorns Early custodial account to make sure you're getting all the bang you can for your buck. Try setting up $5 a day or $25 a week in recurring contributions! Check out Learn in your Acorns app to get up to speed on custodial accounts and investing.