Is there a specific holding period in order for me to keep the Later Match?

Article author
Alexander G.
  • Updated

We require that you keep all funds in your Acorns Later retirement account for 4 years of each match amount. This is because we want you to stick to your long-term retirement goals! In addition, this 4-year period helps protect Acorns from losing money.  

If you remove any funds from your IRA before the end of the 4-year period, Acorns will remove the match amount from your account balance. We will calculate the deducted amount during the removal process. 

To see how this works, check out this FAQ: Can I withdraw IRA matches from my Acorns Later retirement account?


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