What do I get with my Acorns Silver subscription?

With Acorns Silver you can level up your saving and investing skills by... 

• Getting a match with your Acorns Later retirement account - We’ll put our money into your future with a 1% IRA match on new contributions that you make and keep in your Acorns Later retirement account for 4 years. Max out your annual contributions, and that's an extra $70 investment — on us! You can learn more about how the Later match works here. 
• Earning as you save with Mighty Oak Checking - This smart checking account can invest while you spend, with a 3% APY — one of the highest interest rates on checking accounts available. 
• Getting your monthly fee waived by setting up direct deposit - We waive your monthly subscription fee when you set up direct deposit to your Acorns Checking account. You can learn more about how our fee waiver works here. 
• Setting up an Emergency Fund - Automatically save a small piece of every paycheck for those unexpected rainy days with a 4.52% APY with your Mighty Oak Emergency Fund account
• Earning bonus investments - Get a 25% match on your Acorns Earn bonus investments whenever you shop with 15,000+ partners

Rather than charge you individually for these features, we charge a subscription fee. Your subscription provides you with a curated suite of tools — and you can use all of these tools for one monthly subscription.

On occasion, we’ll increase our subscription prices to reinvest back into our company to offer you even more ways to grow your oak. These price increases also help us continue to provide you with the tools and features we've added over the past few years. Here’s more information on how Acorns works. 

You can find more information about our new subscription plans on our website, www.acorns.com/pricing

Existing customers in Acorns Gold or Silver subscription plans can opt into the Acorns Later Match feature and receive either a 3% or 1% IRA match, respectively, on new contributions made to an Acorns Later account. New customers in these subscription plans are automatically eligible for the Later Match feature at the applicable 3% and 1% match rate. All Later funds for both new and existing customers must be held in an Acorns Later account for at least four years to keep the earned IRA match and all or a portion of IRA Match may be subject to recapture by Acorns if the customer downgrades to a Subscription Plan with a lower monthly fee.

For informational purposes only. This is solely intended to provide notification of an available product or service. This is not a recommendation to buy, sell, hold, or rollover any asset, adopt an investment strategy, or use a particular account type. This information does not consider the specific investment objectives, tax and financial conditions or particular needs of any specific person. Investors should discuss their specific situation with their financial professional. 

Banking services provided by and Mighty Oak Debit Cards issued by nbkc bank, Member FDIC. As of September 23rd, 2024, Mighty Oak Checking Annual Percentage Yield (APY) is 3.00% and Emergency Fund APY is 4.52%. APY is variable and subject to change at our discretion, without prior notice. No minimum opening deposit or minimum balance required. Available only for US residents over the age of eighteen (18).

Acorns receives compensation from business partners to promote or refer customers to such partners for the purchase of non-investment consumer products or services. This type of promotional partnership incentivizes Acorns to refer customers to these businesses instead of businesses that are not partners of Acorns. affects the ability of Acorns to provide unbiased promotions. This affects the ability of Acorns to provide unbiased promotions and could mean that the products and/or services of other businesses, that do not compensate Acorns, may be more appropriate for a customer than the products and/or services promoted by Acorns. Customers are not required to purchase any products and services Acorns promotes.

Investing involves risk, including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Investment advisory services offered by Acorns Advisers, LLC (Acorns), an SEC Registered Investment Adviser. Brokerage services are provided to clients of Acorns by Acorns Securities, LLC, Member FINRA, SIPC and an SEC registered Broker Dealer. For more information visit Acorns.com.