Will the APY rate ever change? How will I know if it changes?

Article author
Alexander G.
  • Updated

APY rates are subject to regular fluctuations, which is a common occurrence. These changes are typically influenced by the state of the economy. The Federal Reserve has the authority to adjust interest rates, and such adjustments can, in turn, cause the APY rates on your accounts to either increase or decrease. It's worth noting that the APY rates for your Acorns Checking and Emergency Fund accounts are not fixed and may vary.

Rest assured, Acorns is committed to keeping you informed about any changes in your APY rates. We will promptly notify you whenever such adjustments occur, ensuring that you are always well-informed about the status of your accounts.


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