How do I get my subscription cost waived with the Mighty Oak Card?

Article author
Alexander G.
  • Updated

To receive a fee waiver with your Mighty Oak Card, you must do the following:

  • Have a minimum of $250 Direct Deposited into your Acorns Checking Account within 45 days of signing up for your Mighty Oak Card

To continue receiving a fee waiver, you must have at least $250 in direct deposits per month in your Acorns Checking account. 


Please note the following:

  • This waiver will be applied to either the $5 or $9 tiers as long as you have an active direct deposit set up.
  • If you stop the direct deposit, the waiver will be removed.
  • If you set it up again in the future, the waiver will be reapplied.
  • If you set up direct deposit using the app, then the fee waiver will automatically be applied once the deposit is deemed a success.
  • If you set up direct deposit through your employer, then the fee waiver will automatically be applied once the direct deposit hits the Acorns Checking account.
    (it may take 1-2 pay cycles for the direct deposit to hit the customer's Checking account).

To sign up, see our FAQ: How do I get the Mighty Oak Card? 

See complete terms and conditions at



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