Unlike a bank account, investment accounts are constantly in motion, driven by the ups and downs of the stock market.
As an investor, not getting caught up in the daily churn and focusing on the long term may be one of the smartest things to do. Some days/weeks/months/years the stock market is up, and sometimes it’s down. But over time, the market has always grown – over the past 90 years, for example, the S&P 500-stock index has gone up and down in the short term, but on average, it’s returned9.8% annually.
Remember, you cannot invest directly in an index and past performance is no guarantee of future results.
For more information, see our Learn article:How Does the Stock Market Work?